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9191 Broadway
Merrillville, IN, 46410
United States


Burke Costanza & Carberry LLP is the leading law firm in Northwest Indiana. Our full-service law firm has offices in Merrillville and Valparaiso Indiana as well as one in Chicago Illinois. At BCC, our lawyers pride themselves on being able to provide a wide range of legal services to our clients, who benefit from the depth and experience we provide from top to bottom.

The main practice groups at Burke Costanza & Carberry LLP are: Alternative Dispute Resolution, Commercial Services, Civil Litigation, and Business and Personal Services.

Our attorneys represent businesses and government entities in the following areas: Business Planning, Commercial Law, Construction, Labor & Employment, Governmental Entities, Healthcare, Labor, Pension Profit-sharing & Employee Benefits, Real Estate, Taxation, and Worker's Compensation.

Our lawyers also represent individuals in matters such as Estate Planning, Wills and Trusts, Immigration, Family Law, Probate Administration, Real Estate, and Taxation.

Burke Costanza & Carberry LLP is a well-rounded firm with strong roots in Northwest Indiana that is focused primarily on our lawyers providing clients with the highest quality legal service in a broad range of practice areas.

Litigation Blog

Successful Defense of a Neurosurgeon

Robert F. Parker

Bob Parker and Mike Bolde successfully defended a neurosurgeon in a medical malpractice case arising out of the death of a patient who suffered a fatal heart attack in the recovery room following spinal surgery. The claim was that the defendant failed to properly conduct a pre-operative evaluation to assess the patient's fitness for the extensive surgery. After a seven-day trial, a Lake County jury deliberated 3-1/2 hours before returning a unanimous defense verdict.

Million Dollar Recovery

Robert F. Parker

Burke Costanza & Carberry partner Robert F. Parker recently recovered a settlement of almost $1.1 million for a Crown Point man who was injured during gallbladder surgery.

What was supposed to be a routine outpatient procedure to remove the patient’s gallbladder – one of the most common surgical procedures performed in the United States – turned into a lengthy hospital stay, including transfer to a Chicago hospital where a complicated repair surgery was performed to reconstruct the patient’s biliary tract.

In the subsequent medical malpractice lawsuit, Parker recovered the maximum amount allowable by Indiana’s Medical Malpractice Act from the surgeon who performed the original procedure, and an additional $900,000 from the Indiana Patient’s Compensation Fund, the agency at the Department of Insurance that provides compensation to patients who are victims of medical malpractice in Indiana.

Interestingly enough, the patient had been to three other attorneys who declined to take his case before he was referred to BCC.

Settlement Won In Tavern Liability Case

John P. Bushemi

John P. Bushemi won settlement of a tavern liquor liability case for a Merrillville man who suffered serious injuries as a passenger in a car crash.  The passenger’s settlement exceeding $1,000,000 was paid by the insurance company for a local tavern where the intoxicated driver was served alcoholic beverages prior to the crash.  Evidence indicated that the bartender served two (2) beers to the visibly intoxicated driver prior to him leaving the bar.  Witnesses reported the driver later was traveling at a high rate of speed, weaving in and out of traffic and drove off the roadway and crashed into a tree.  Tests showed the driver had a blood alcohol concentration (BAC) of .247- three (3) times the legal limit in Indiana.  The passenger suffered a traumatic brain injury, fractured pelvis, hip socket and jaw and a ruptured bladder.  Medical expenses exceeded $800,000 in the case. 

Indiana’s “Dram Shop Law” provides that bars, taverns, clubs and others who furnish alcoholic beverages to a visibly intoxicated person are liable for deaths, injuries, and damages caused by the intoxicated person.  Attorney Bushemi stated: “The state legislative policy is that businesses that serve alcoholic beverages are accountable for the consequences of serving alcohol to a visibly intoxicated person.  The public has a legal right to be free from the hazards of serving alcohol to intoxicated persons.”  Indiana’s statute imposes liability for furnishing “one more drink” to a visibly intoxicated person who causes harm.  Attorney Bushemi is available for consultation on tavern liability cases.

Successful Defense Of An Ophthalmologist

Robert F. Parker

Congratulations to BCC partner Bob Parker and associate Mike Bolde for their successful defense of an ophthalmologist in a medical malpractice case. The week long trial in Elkhart County, IN included testimony by experts from New Jersey, Illinois, Texas, Arizona, and California, and ended with a unanimous jury verdict in favor of our client.

The case involved a claim by a young woman who suffered a complete loss of vision in one eye, and contended that it resulted from the ophthalmologist's failure to promptly diagnose and treat a rare and devastating eye disease.

Respected Federal Jurist Rejects Borrower’s Claim that He is a “Tenant” in Foreclosure, Awards Fees to Foreclosing Bank

Nancy J. Townsend

As homeowners in foreclosure face the end of the legal proceedings, many make desperate arguments to forestall eviction. When senseless arguments meet sympathetic or uninformed judges, they can temporarily derail the foreclosure process, achieve the borrower’s objective to delay, and create unnecessary expense for both courts and lenders. But, in a decision on February 18, 2014, Judge Robert Miller of the Northern District of Indiana rapidly rejected one such argument and awarded attorney fees to the lender.

Michael and Tina Roberts’ lender filed a mortgage foreclosure suit against them in Cass County Circuit Court in 2010. The lender purchased the property at foreclosure sale in January 2013 and the state court issued a writ of assistance January 2014, requiring the Sheriff to deliver possession to the lender. Michael Roberts removed the case to Federal Court, claiming the right of a “tenant” to 90 days’ notice before eviction under the Protecting Tenants at Foreclosure Act of 2009 (“PFTA”) of 2009, 12 U.S.C. § 5201 et seq.

Ironically, Roberts was attempting to exploit a statute that is designed, in part, to protect tenants from unscrupulous homeowners in foreclosure. The PFTA protects tenants of federally-related mortgages[1] by requiring a minimum of 90 days’ notice and declaring that their leases survive foreclosure unless the foreclosure buyer intends to occupy the property. 12 U.S.C. § 5220 note.[2] It addresses problems arising from the lack of notice to renters whose landlords in foreclosure often fail to inform them of pending foreclosures and, in some cases, continue collecting rent after the bank has reclaimed the property. Without the protections of the PFTA, oblivious tenants who are faithfully paying rent might first discover the foreclosure when the bank gives them notice to vacate.

Siding with the Ninth Circuit Court of Appeals[3] and a district court in Illinois,[4] Judge Miller found that neither the text of the PTFA nor any expression of congressional intent supported a private right of action for violations.[5] He also found that Roberts, a mortgagor, was not a bona fide tenant protected by the PTFA.[6]

In considering a motion for fees, Judge Miller noted that “[a]s the mortgagor, Mr. Roberts likely couldn't have sincerely believed he was also a tenant, or renter of the property, protected by the Protecting Tenants at Foreclosure Act.” [7] He found that Roberts’ timing of the removal suggested it was a delay tactic. He tracked the available dates and progress of the foreclosure case, but could not find sufficient information in the record to conclude that Roberts “was clearly trying to delay the proceedings or increase the litigation costs.” Id. (Judge Miller’s emphasis). So, he did not make a finding of vexatious litigation. But, he did award fees based on the presumption in under § 1447(c) of awarding fees to parties who successfully defeat removal petitions.[8]

Judge Miller dispensed quick justice; his remand decision came less than one month after Roberts removed the case, reducing the delay and therefore the impact of Roberts’ improper removal. By including facts and analysis to shed light on Roberts’ motive, Judge Miller offers hints to identify vexatious litigation in future cases and to dissuade others from embarking on a similar course. The imposition of fees against the homeowner, while unpopular, serves the proper purpose “to reduce the attractiveness of removal as a method for delaying litigation and imposing costs on the plaintiff.”[9]

The arsenal of frivolous motions and delay tactics offer alluring short-term solutions for homeowners facing the loss of their homes. When a foreclosure is filed, a homeowner can expect to receive 30 to 80 pieces of "vulture" mail offering advice, often from foreclosure attorneys feeding on the homeowners’ natural resistance to relinquishing their homes. Homeowners might be better-advised to move forward as quickly as possible toward a long-term solution for stable, affordable replacement housing. Many would also be well-advised to save the expense of paying lawyers to make these arguments. 

Nancy J. Townsend is a 1985 graduate of Notre Dame Law School and focuses her practice on creditors’ rights, commercial litigation, collection, and foreclosure in Indiana and Illinois courts.

[1] The PFTA applies only to certain “federally-related” mortgages, defined in 12 U.S.C. § 2602.

[2] The Protecting Tenants at Foreclosure Act provides:

(a) In the case of any foreclosure on a federally-related mortgage loan or on any dwelling or residential real property after the date of enactment of this title, any immediate successor in interest in such property pursuant to the foreclosure shall assume such interest subject to—

(1) the provision, by such successor in interest of a notice to vacate to any bona fide tenant at least 90 days before the effective date of such notice; and

(2) the rights of any bona fide tenant, as of the date of such notice of foreclosure—

(A) under any bona fide lease entered into before the notice of foreclosure to occupy the premises until the end of the remaining term of the lease, except that a successor in interest may terminate a lease effective on the date of sale of the unit to a purchaser who will occupy the unit as a primary residence, subject to the receipt by the tenant of the 90 day notice under paragraph (1); or

(B) without a lease or with a lease terminable at will under state law, subject to the receipt by the tenant of the 90 day notice under subsection (1).

Pub. L. 111-22, 123 Stat. 1660, 12 U.S.C. § 5220 note.

[3] Logan v. U.S. Bank National Ass'n, 722 F.3d 1163, 1173 (9th Cir.2013).

[4] Falk v. Perez, 12 CV 1384, 2013 WL 5230632 (N.D.Ill. Sept. 12, 2013) (Castillo, J.) (“Importantly, nothing in the text of the PTFA explicitly creates a private cause of action, and courts addressing the issue have found that there is no evidence of any congressional intent to create a private right of action from the language of the PTFA.”).

[5] JPMorgan Chase Bank, Nat. Ass'n v. Roberts, 4:14-CV-5-RLM-PRC, 2014 WL 631523 (N.D.Ind. Feb. 18, 2014).

[6] Id.

[7] Id.

[8] Section 1447(c) provides that “[a]n order remanding the case may require payment of just costs and any actual expenses, including attorney fees, incurred as a result of the removal.” 28 U.S.C. § 1447.  Recognizing that improper removal “delays resolution of the case, imposes additional costs on both parties, and wastes judicial resources,” the United States Supreme Court has formulated a test for awarding fees under § 1447(c), “to reduce the attractiveness of removal as a method for delaying litigation and imposing costs on the plaintiff.” Martin v. Franklin Capital Corp., 546 U.S. 132, 140-41, 126 S.Ct. 704, 711, 163 L.Ed.2d 547 (2005). “Absent unusual circumstances, courts may award attorney's fees under § 1447(c) only where the removing party lacked an objectively reasonable basis for seeking removal. Conversely, when an objectively reasonable basis exists, fees should be denied.” Id.

[9] Martin v. Franklin Capital Corp., 546 U.S. 132, 140-41, 126 S.Ct. 704, 711, 163 L.Ed.2d 547 (2005).